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Credit Cards

Please note: The interest rates, APR calculations, charges, awards and other conditions applying to credit cards on these pages may be changed by the card providers at any time.

HSBC Credit Cards

HSBC Card HSBC is, on the face of it, more conservative than other banks in its "front end" offers to new card holders, however the big Hong Kong banker has a host of other benefits to offer.

* Competitive interest rates for the life of your card.
* Up to 56 days' interest-free credit.
* 90 day Purchase Safeguard cover.
* 24-hour customer enquiries and global emergency travel assistance helplines.

This page contains a summary of HSBC products, and our easy online software will allow you to compare and apply, simply click on the card . . .

Compare rates online for a cheap UK credit card

Click on the button then select HSBC's name by scrolling the menu box. We strongly recommend you then run a comparison by selecting the default choice of "Any", it may find you a far better deal . . .

Credit Card Compare and Apply

Summary of credit cards from HSBC

"As a new HSBC Bank Credit Card customer, you'll benefit from 0% on a transferred balance for six months and a standard variable rate of 15.9% APR*.

While benefiting from a balance transfer rate, there is no interest-free period for purchases or cash withdrawals. The balance transfer also does not benefit from an interest-free period.

The 0% rate applies to balances transferred from non HSBC Bank/First Direct credit and store cards within 30 days of entering into your credit card agreement. The rate will last for six months from the date of the balance transfer. At the end of this time, the rate will go up to the rate then applicable to the standard balance. Balance transfers must not cause the credit limit applicable to the account to be exceeded.

The minimum repayment in respect of each statement is £5.00 or 3% of the Standard Balance (whichever is the higher) plus in relation to each balance transfer, £5.00 or 3% of the transfer balance (including interest), whichever is the higher, or the whole balance if it is less than £5.00. Applicants must be aged 18 or over. Written quotations are available on request. A cash advance handling fee of 1.5% (minimum of £1.50) is payable. Our credit is subject to status."

* 15.9% APR refers to the HSBC Credit Card and Platinum Card the APR for our Gold Credit Card is 14.9%.
** Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day). Calls may be monitored or recorded for quality purposes.

UK Online and credit card problems —get cheap, low rate credit

If you can't see yourself getting accepted for a credit card because of a poor credit history, don't be put off, we have specialists who can help you with your online application. Just go to our credit problems page.

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