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Credit Cards

Please note: The interest rates, APR calculations, charges, awards and other conditions applying to credit cards on these pages may be changed by the card providers at any time.

Virgin Credit Cards

Virgin Card Rather than having one prescribed credit card offering, Virgin offers a choice of cards, constructed by the card holder. You can choose a low balance transfer rate or a low purchase rate and its up to you whether you want to earn rewards or not. You can choose the card design you want.

You can switch features and benefits at any time so, as your circumstances change, so can your credit card. Click on the card to compare . . .

If you've chosen a card set-up giving you reward points, every full £1 you spend will earn you a point to spend in Virgin's online shop. And if you've chosen not to earn reward points, most of the special deals can be snapped up for cash.

There are 3 main options with the virgin credit card (see below).

Compare rates online for a cheap UK credit card

Click on the button then select Virgin's name by scrolling the menu box. We strongly recommend you then run a comparison by selecting the default choice of "Any", it may find you a far better deal . . .

Credit Card Compare and Apply

Summary of Virgin credit cards:

Virgin Credit Card Option 1
Introductory Balance Transfers 0% for 6 months
Standard Rate 15.9% APR
Rewards Yes
Annual Fee None

Virgin Credit Card Option 2

Introductory Balance Transfers 0% for 6 months
Standard Rate 13.9% APR
Rewards No
Annual Fee None

Virgin Credit Card Option 3

Introductory Balance Transfers None
Standard Rate 10.9% APR
Rewards Yes
Annual Fee None

UK Online and credit card problems —get cheap, low rate credit

If you can't see yourself getting accepted for a credit card because of a poor credit history, don't be put off, we have specialists who can help you with your online application. Just go to our credit problems page.

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