Income
Protection Insurance
Protecting your income protects
your home, family and your future. Here is the income
protection insurance plan BIBA can offer
UK residents:
| • |
Income
protection insurance benefits paid from day one
of any unemployment. |
| • |
Our plan charges no
premium penalties for age, gender, occupation or
personal habits, like smoking. |
| • |
Low premiums for income
protection: Just £5.50 for every £100
of combined unemployment and disability
cover. |
| • |
An
easy low premium of as little as £3.00 per
£100. |
Click on the
image below to be taken to our dedicated Income Protection
Insurance Site .
BIBA/Burgesses and UK Online Finance
Here at UK Online Finance we believe
in the strength of teamwork, and we pick our team partners
well, for your protection,. BIBA/Burgesses is our partner
for the UK income protection plan,
and we know that if a client of ours needs cover for
a period of unemployment, whatever the reason, BIBA
s has income protection insurance products
that will look after them, well.
Further, we work hard to get
you paid straight away.
For example, if you took out cover and then made a claim
on the 1st of July you would wait until the 31st of July
before receiving any benefit, but the payment would be for
the entire period of your unemployment
or disability, dating from the 1st of July. So, effectively,
you would get benefit as soon as you were eligible for a
claim. There is no 'excess period' in which you would not
be able to claim benefit.
A flexible, cheap and effective income protection plan
The BIBA income protection insurance
plan, is designed to provide a package of benefits most
needed by someone confronting the results of unemployment,
or the onset of sudden disability.
Click
here for Income Protection Insurance
Unemployment, disability or redundancy, our plan covers
you
A totally flexible package can
cover mortgage payments, rent, loans,
household bills and any other expenses you may
have.
BIBA's low premiums can be paid
by direct debit and all benefits are totally tax free.
Our income protection plans also extend to self employed
people, and further, our plan means that if your business
ceases to trade, for any reason, you're covered.
Don't forget, you are never
locked in on an insurance plan. BIBA offer free transfer
and immediate cover to anyone switching from another
insurer.
Am I eligible?
If you are between 18 and
64, a UK resident working here, and have six months
employment before applying for an income protection
insurance plan, and if you are eligible for Jobseeker's
Allowance, then you rate.
Click
here for Income Protection Insurance
Can I claim?
You can claim at any time during
the life of the policy, provided you give us notice in
reasonable time. There is a 120 day exclusion period,
at the beginning of any policy, unless you are an exclusion
free transferor from another scheme.
If you need to claim, you will
be covered for up to twelve months for any one claim.
If you return to work, you must wait 180 days before
making any subsequent claim.
All the conditions of policies
issued under the income protection insurance plan are
spelt out in the policy material. BIBA is a member of
the Association of British Insurers. They are regulated
by the Financial Ombusdman Service and the FSA (Financial
Services Authority).. UK-Online Finance is a Registered
Financial Adviser and permitted to provide financial
advice by the Financial Services Authority under the
provisions of the Financial Services and Markets Act
2000.
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2003 © UK Online Finance. Follow
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