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Marks & Spencer Money Loans for UK Residents

Please note: The interest rates, APR calculations, charges, awards and other conditions applying to loans on these pages may be changed by the lenders at any time.

Marks & Spencer Money Loans

Marks and Spencer has taken the route of an increasing number of large retailers, and has begun lending money to its customer base. That is, everyone.

The company runs a complete line of loan and credit products through its Marks & Spencer Money brand, aimed at the consumer market. Perhaps because they have a retail approach to business the loans are priced very well and designed to attract customers.

Compare rates online for a cheap UK loan

Click on the button then select Marks & Spencer's name by scrolling the menu box. We strongly recommend you then run a comparison by selecting the default choice of "Any", it may find you a far better deal . . .

Marks & Spencer Loans Compare and Apply

Why take a loan from Marks and Spencer?

This relatively new move by big UK retailers, the provision of consumer credit to their customer base, opens up new avenues for UK residents seeking lines of credit. Marks & Spencer Money aims firmly into the 1500 to 7500 range, and clearly sees its loan facilities as a way of boosting store spending. Here are some other reasons why going with a Marks and Spencer loan could be a good thing.

A slightly more relaxed attitude to applicants
A very competitive basic APR
The use of the loan facilities to spur other spending means that bonus offers come the way of borrowers
A will to compete with High Street banks for consumers' interest payments means that costs are continually cut to the bone.

Summary of loans from Marks & Spencer Money

That retail approach really works in the loans business . . .want to sell something? Make sure it's attractive, well priced and a bit enticing and then   . . . slam dunk the price and have a sale! That's typical of the approach, and the following will give you an idea of the tone:

"It's not just Marks & Spencer stores that are having a sale this winter — our personal loans are on sale too, with the lowest loan rate we've ever had — just 6.2% typical APR*, (only available online).

There's never been a better time to reorganise your finances with Marks & Spencer Money, because our repayments have never been more affordable. What's more, apply now and you won't make any repayments for three months."

*Accurate as at 14/01/04

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