Please
note: The interest rates, APR calculations, charges,
awards and other conditions applying to loans on these pages
may be changed by the lenders at any time.
Get the best personal loans with UK Online Finance
If you need a new loan, or you
need to "tidy up" a whole lot of different facilities,
we have the answer.
Secured, unsecured, personal or business, we have your
loan
To find a better deal on an
existing loan, click on the button below, then just
select "any" from the menu of potential lenders,
plug in your present loan deal, and check the results.
If you are looking for a brand
new loan, select a lender of choice and fill in
the details, but we strongly recommend you run a comparison
against "any" lender . . . it may find
you a much better deal.
Car loans, company loans, home loans, do it online, do
it cheap
Whatever your reason for a personal
loan, we have the best finance sources in the business for
UK personal loans. Interest rates and other charges are what
clever loans management is all about, and our comparison software
allows you to pick the best, cheap UK personal loan deal and
then apply for it, online.
If you are unsure just what kind of loan best fits your needs,
go to our loans type
explanation page, and read on. You can do your comparison,
and apply from that page, too.
UK Online and adverse credit applications
If you can't see yourself getting
accepted for a personal loan because of a poor
credit history, don't be put off, go to
our refused
credit page to find a lender. We have specialists who
can help you with your online application.
Online comparisons available from all major loan companies in the UK
There are all kinds of loans out there, personal loans, secured and unsecured
loans, many with low rates and other perks. And there's all kinds of lenders, High
Street banks like Barclays, Lloyds TSB and Royal
Bank of Scotland,
then there's retailers like Tesco and Marks & Spencer, and
then a whole slew of inline lenders.
Compare Loan Terms online
A loan is
charged for.
That's what interest rates are all about. So
it's wise
to compare
terms
and fees
before open a personal loan account. The following are
some important terms you should be told about when applying, and again, as
you receive accounts from the lender.
Annual Percentage Rate.
The APR is a measure of the yearly cost of credit. It must
be disclosed to you on your account statements.
Some loan plans allow the lender to change your APR when interest rates
or other economic indicators - called indexes - change.
Because the rate change is linked to the index's performance, these plans
are called "variable rate" programs.
Rate changes raise or lower the finance charge on your account. If you're considering
a variable rate loan, the lender must also provide various information that
discloses to you:
- that the rate may change; and
- how the rate is determined - which index is used and what additional
amount, the "margin," is added to determine your new rate.
At the latest, you also must receive information, before you become obligated
on the loan, about any limitations on how much and how often your rate
may change.
Other Costs and Features
Loan terms vary among lenders. When shopping for
a loan, think about how you plan to use it. You'll probably also want to
consider if the loan amount
is high enough, how widely the setup charges vary.
Insurance, cheap cover online
If you lose your job, or suffer a disablity or
illness, you may be unable to make
loan payments, in that case it would be sensible to have insurance. Cover
yourself by checking out our
critical illness insurance and income protection insurance pages, and
get yourself some protection from the insurance providers we refer you to on those pages.
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